Basic Care
Inpatient Care, Emergency Care, Outpatient Care, and more. 60K MBL with Ward room and 30K PEC Coverage. Starts at starts at Php 18,888 / year.
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Comprehensive services designed to keep you and your family protected
We believe you and your family deserve a healthcare plan that is strong, simple, and instantly protective—a plan that truly works when you need it most.
Personalized coverage that flexes to meet your needs
Plus Care
Inpatient Care, Emergency Care, Outpatient Care, and more. 100K MBL with Semi-Private room and 50K PEC Coverage. Starts at starts at Php 24,888 / year.
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Elite Care
Inpatient Care, Emergency Care, Outpatient Care, and more. 200K MBL with Regular Private room and 100K PEC Coverage. Starts at starts at Php 34,888 / year.
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Kids Care
Inpatient Care, Emergency Care, Outpatient Care, and more. Up to 150,000 MBL with Semi-Private or Regular Private room and Up to 55K PEC Coverage. Starts at Starts at 26,888 / year.
Avail NowWhat getting covered could look like
Fast, hassle-free enrollment — from choosing a plan to Day 1 protection.
- 1
Day 1
Choose the plan that fits
Compare individual plans for inpatient, outpatient, and preventive care — at a price that fits your budget.
- 2
Day 2
Apply online in minutes
Complete the individual enrollment form. No medical exam for most plans.
- 3
Day 7
We help you finish enrollment
Our team assists with application and payment until your coverage is ready.
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Day 14
Get protected — Day 1 coverage
Once active, your plan is designed to work when you need it most, with nationwide hospital and clinic access.
FREE added benefits in every plan
Enjoy more protection at no extra cost. Every plan comes with built-in essential benefits to keep you secured, protected, and cared for.
- ✓ Life Insurance
- ✓ Accidental Death & Dismemberment
- ✓ Accident Medical Reimbursement
- ✓ Terminal Illness Benefit
- ✓ Burial Assistance Benefit
- ✓ Mental Health Care
More value. More protection. Zero added cost.
Note: Except Kids Care
Frequently asked questions
How do I apply for a Health Plan? +
Choose a plan, then complete the individual enrollment form online. We guide you through application and payment until coverage is active.
Do I need a medical exam? +
Most individual plans are designed for simple enrollment without a medical exam. Your selected plan’s terms apply.
What is included in every plan? +
Every plan includes key benefits such as inpatient, emergency, and outpatient care, plus free added benefits like life insurance and mental health care (except Kids Care).
How do I request an LOA? +
Members may request a Letter of Authorization through the HeyPhil mobile app or in the members portal.
Which hospitals and clinics can I use? +
Plans are powered by PhilCare’s accredited network. View the full list of hospitals and clinics on the PhilCare accredited providers page.
Still have questions? Contact us
In partnership with IOSS Insurance Agency, Inc.
Ayos Health Plans is proudly managed and distributed by IOSS Insurance Agency, Inc., a duly licensed insurance agency accredited by the Insurance Commission of the Philippines.
IOSS Insurance Agency, Inc. is committed to making insurance and healthcare protection simpler, smarter, and more accessible for Filipinos. By leveraging digital platforms and strategic partnerships, IOSS ensures that Ayos Health Plans reach communities nationwide with transparency, convenience, and reliable after-sales support.
In Partnership with PhilCare
All Ayos Health Plans are proudly powered by PhilCare, one of the Philippines’ leading and most trusted Health Maintenance Organizations (HMOs).
PhilCare’s extensive network of hospitals, clinics, and medical professionals nationwide ensures that every Ayos plan holder enjoys quality healthcare — backed by decades of experience and a strong commitment to building a Healthy Pilipinas.
Together, Ayos Health Plans and PhilCare make quality healthcare simpler, faster, and more inclusive for all.